HYBRID FLEX CD & IRA

The Hybrid Flex CD & Hybrid Flex IRA provide flexibility for saving green while still utilizing the structure of a CD or an Individual Retirement Account (IRA). Click here to view current rates.

Opening an account is as easy as printing the account application, filling out the information and faxing it or bringing it to one of our locations. We also have forms at our branches if you prefer to fill out the application at our office.

HYBRID FLEX CD / HYBRID FLEX IRA

• Minimum opening deposit of $1,000 required
• Make additional deposits in increments of $100 up to one-half the initial principal balance
• One withdrawal of up to one-half the initial principal balance without penalty during the original term.  Certain IRS restrictions may apply.  Please consult your tax advisor regarding the specific rules and regulations regarding your IRA.
• Increase the rate one time during the term if the Bank’s rate increases
• Interest is compounded daily and can be credited monthly, quarterly or paid at maturity at your discretion